Summary
In this episode of the Money, Manifestation and Business Podcast, I’m diving deep into a skill that’s rarely talked about in the manifestation space – the art of having and holding money. While many people get good at manifesting money, they struggle with actually keeping it. If you find that money comes in but immediately flows back out, or you feel uncomfortable seeing money sit in your account without spending it, this episode is for you. I’ll share why having money is just as important as making it, the three bucket system for wealth creation, and how to overcome the common limiting beliefs that keep us from building true financial reserves.
Topics
- The difference between manifesting money and holding money (two separate skills)
- Why the “having bucket” is crucial for nervous system regulation and decision-making
- The three bucket system: Having, Circulating, and Multiplying money
- How holding money expands your capacity to receive and creates overflow for generosity
- Common limiting beliefs that prevent people from keeping money
- Why “letting your money meditate” is as important as personal meditation
- Practical tips for high-yield savings and money market accounts
- The water metaphor: why money needs both flow AND stillness to create a thriving ecosystem
Episode Notes
- Recorded during major life transitions (moving to Maui, selling properties)
- Perfect for anyone who can attract money but struggles to keep it
- Addresses the least talked about aspect of wealth building
- Includes practical advice on high-yield savings and money market accounts
Welcome back to the podcast, my friends. I wanna thank you in advance for bearing with my voice today. It’s a little deeper than normal. Um, I’m getting over a. Pretty nasty cold I had all week. Uh, my immune system’s just been down. There’s been a lot going on and you know, y’all know I love to share the journey of my manifestations and my life and what’s been up and oh my gosh, it’s been an all at once type of thing.
Like lots of goodness. But it kinda hits your system and definitely hit my system and I ended up. Manifesting a cold, and so it is moving through me, but we are officially in. Just the midst of so much change. Um, I had put my condo on the market and it actually got an offer within two days sight unseen, which was a miracle in and of itself.
I’m gonna do a whole life update podcast soon. Um I’ll talk about that and how we manifested that. Um, and then we put our. LA home on the market and have been having open houses and showing it, and getting in and out of the house, and that’s a whole thing. I’ve never cleaned so much in my life, just between all of it, in between the showings, but it’s been really great.
Lots of interest. So that’s been awesome. Um, and on top of it, I had a launch and I am still running my business and I have my little doggie Millie, who’s been a bit anxious with all the action going on, saying, what the heck are you doing to me, Jamie? And then we leave to Maui tomorrow to go, first of all, clean out our condo a 📍 bit and clean out all of our personal stuff from there because we are closing on it very, very soon.
And then we are also looking for houses because the intention is to get moved to Maui on August 1st. So if y’all could just hold some of that vibration of the flow and of it all working out. So divinely along with me, that would be. So helpful. Okay, so I will give you full on life update in a separate podcast episode, but for today, sometimes I feel like there are weeks where I am coaching on the same thing over and over and over, and it seems like the same messages keep coming up.
The same stuff keeps coming up. And that’s when I know, okay, I’m gonna do a podcast episode. This is a hundred percent a theme in this season, so I know for sure if my clients are asking me and if I’m coaching people through it. 100%. It will probably benefit you as well. So what I wanted to dive deep into today is learning the skill of having money.
Of holding money, right? Holding, expanding your capacity to hold money and to have money. And I wanna talk about why that’s a really important skill. Now, this is a different skill from manifesting money and creating money, which I always say in terms of wealth creation, that’s step one, right? And that’s.
Typically the work that I teach is how to actually manifest money, right? But what ends up happening sometimes for people is they learn that skill of manifesting money and they’re really good at bringing it in, or they’re just good at bringing it in. They can bring money in. But they actually don’t know and haven’t learned the skill of having and holding money.
That’s a different thing. So this podcast episode is for you if you feel like you’ve been able to attract money, but is really hard to hold onto it, right? You feel like? No matter what, it comes in and then it goes right back out and you have to circulate it right away. Or, you know, you end up manifesting a bunch of money, but then get hit with some kind of unexpected expense or unexpected.
Bill I. And it goes away, right? Or if you just don’t feel comfortable having money, maybe when you see money in your account, you have the urge to spend it, or you come up with some idea of something you want, or maybe you have a list of things that you’ve been wanting to do or invest in or try or experience, and you have this big bucket list that I’m a big fan of and I teach y’all to do.
But your thought is the minute that the money comes in, you’re thinking about where to. Bring it out into the world. And so we wanna talk about having money and holding money and the value of that. And I think this is probably the least talk about topic in the manifestation space, because I hear a lot of people talking about circulating money.
In fact, I talk about circulating money, right? And how money is meant to be circulated. It’s meant to flow. But the thing is, a portion of money is meant to be circulated, is meant to be in flow, right? Once you create money, once you manifest money, the way that I think about it is there’s a couple things that you can do with it, and I like to balance these out.
And I talked about this a couple episodes back, um, in the podcast episode of the Untraditional Habits. That have helped me become a multimillionaire. I talked about once you manifest money and have some money, the three buckets that I like to balance out with that money that I’ve created, and the three buckets are the having bucket holding, which is what we’re going deep into today, which is your ability to have money in savings, to have a reserve in your business, to hold onto some money, to take a salary for yourself and not just.
Spend all the money in your business on your business, right? This is holding and having, that’s one bucket. Another bucket is circulating, which is of course using the money for the things that we need in our lives, but also for experiences and different things, right? And that is putting money on the world and spending.
And then the third bucket is multiplying. And I always like to intentionally think of putting a portion of my money into. Multiplying, right? Which is actually intentionally investing, whether that’s investing in myself that tends to multiply money or investing in things like the market or um, in real estate or other investments, right?
Et cetera. So those are the three buckets is the having bucket. The circulating bucket and the multiplying bucket. And I think when we balance all three of those, that’s where wealth is created. True wealth, right? If you think of a wealthy person, they balance those three out really well. And I think for many people they might be good at like one or two of those buckets, but they struggle with one of ’em, right?
Some people are really good at. Um, you know, manifesting money, but then really good at circulating money, right? And that’s where you feel like, God, you can never hold onto it, right? And so the thing is that when you first start manifesting money, I just wanna kind of talk this through with you all.
When you first start manifesting money, you probably gonna actually focus more on two buckets. You’re probably gonna focus on the circulating and balancing that withholding because you want enough money held first before you start investing and multiplying, right? So I tend to like to have some kind of reserve, some kind of amount in savings first, and then once that res reserve is built up, then I can spend it on that third bucket of multiplying, right?
Because you have the overflow to be able to do that. Okay, so let’s dive into having, because that’s the topic I wanna do a deep dive on, and I will try to do different episodes with all of the different buckets throughout this next maybe six months or so. Okay. So stay tuned. Be sure to be subscribed to the podcast. Let’s talk about having and holding.
Money so that you can then create the overflow to multiply it even more and to put more into that multiplication bucket, which also allows you to put even more into the circulation bucket because they all three work beautifully. Okay, having and holding, why have and hold? That is the first question. Why does it matter?
Because I think a lot of people have this misconception that money is meant to be spent. And my thing again is a portion of money is meant to be spent. A portion of money is meant to be circulated. There’s also a portion of money that is meant to be held. Why hold onto a portion Here is why, number one, I think it really helps to calm the nervous system when we have a reserve or a, you know, however you wanna call it, a reserve.
Whenever you have savings set aside, you have money held, you have money sitting there in. Stillness, right? And not moving, but just being there, kind of being there for you. It’s like a support bucket, right? When you have that, it can oftentimes chill your nervous system out and move you out of survival mode, because when you don’t have that and you’re only ever circulating money or making money.
The problem is that then you always have to make decisions out of survival. You think, how am I gonna pay next month’s rent? How am I gonna pay my employees? How am I gonna pay my team? Right? And so then when we’re, we don’t have any money, held any money, just still sitting there calming our nervous system.
We tend to be more anxious. We tend to be more urgent in decisions. We tend to be more panicked and we’re urgently trying to make money, which we can never, ever make the most intuitive decisions from that place. It’s hard to make aligned decisions when you are in an urgent, anxious, panicked place around money thinking.
I absolutely need it for my survival. Right. And that’s when you make the offers that aren’t aligned or you end up, um, you know, making, cutting your prices or you just don’t make real strong intuitive decisions in your business from that place. So having a reserve, having some money held can be. So helpful for your nervous system and it will really make all the difference, and it will also really help you manifest more money from that place if you allow some of your money to sit still and just to be there, right?
Another thing about having money is that it gives you options, right? You are no longer stuck and have to energy. So if you’re feeling tired or drained, or you need a week off, you feel a lot more safe doing that. You can slow down and you can make more aligned decisions in that way as well. Right? Also, it’s like.
It just has your back, right? So again, it’s like it gives you options. You know, if anything happens in life, which it totally could, it gives you options. Having money is a support, right? You can think of it like a little teddy bear. It’s a support, therefore, you, if you need it, so. So, so helpful in terms of that and just giving you way more options, right?
You don’t always have to do certain things, have to be working, have to be in hustle mode, right? It gives you the ability to slow down and be more intentional sometimes to heal, sometimes to, you know, um, make space and time for the other values in your life that are calling you. It gives options. Also, it expands your capacity to receive, right?
Because you. Step into the identity of not just someone who gets money, but you step into the identity of someone who sustains it. And this is what opens the door to next level wealth, right? Because if you don’t let yourself have money, you will never step into that next level of wealth. ’cause you can’t end up multiplying money.
Right. And um. You just won’t have the overflow to do that. And you know, I think so many of us have that intention. Those of us who wanna call in abundance in our life, we wanna make money in our sleep, right? We want money to come through many channels. And when you let yourself hold money, it allows you to build up enough to have the overflow to then invest in the things that can make you money in your sleep that can end up multiplying your wealth and your money can make money, right?
So that’s huge and that is a reason. So every time you see money just sitting there in your account and your brain says, oh my gosh, I wanna spend it on this, I wanna do this, I want you to just think for one moment. Having that money is gonna help me multiply my money. If I let it sit still, it will end up multiplying like a hundred times more than if I take it out and spend it on some experience right now or something right now that I think I urgently need.
Right? So that stillness matters. I kind of like to think of it like meditation, right? Because. So many of us have been wired to do, to do, to do, to never sit, to never rest, to never calm the mind, never just let ourselves be still. But what’s actually wild is when we let ourselves be in stillness, right? You end up feeling like you have way more time in the day, right?
Those who meditate, they generate more time for themselves. They are 10,000 times more productive because they let themselves. Sit still to be. We need that balance in our lives, right? We can’t just run, run, run, run, run. Same with money. It’s kind of like letting your money meditate so that it can come from its highest consciousness and end up multiplying later and multiplying from there.
Right? Let your money meditate for a second. You don’t need to pull it out right now. It doesn’t always have to be in motion. It doesn’t always have to be moving. Let a portion of it meditate just like. Let yourself meditate for a portion of your day. Let yourself rest. Let yourself be in stillness. You know for sure you’re gonna be way more productive if you slow down sometimes.
Same with money. Let a portion of it slow down and rest will make all the difference. Okay. It also gives you the ability to invest in your future and start multiplying your money. Right. So actually let’s take that out ’cause I already talked on that one.
Now one of the other, um, benefits to holding money is that overflow allows for greater generosity and impact. So it really is like that saying you have to fill your cup first. Oh, wait, no, let me say that again. So it really is like that saying you cannot give from an empty cup. It’s true. You cannot give from an empty bank account.
You cannot give ’em from the highest level, right? You cannot create as much impact from empty. You just can’t. Right? When your bank account is emptier, you cannot create the same amount of generosity and impact and giving. And so it’s so interesting because it really is kind of like a metaphor for people who are always giving in their life and don’t.
Ever take time for themselves, right? Don’t ever nourish themselves, which then you’re giving from empty. And that is actually impacting how much you’re able to give, right? It limits the amount that you’re able to give and what is giving if you’re not giving to yourself. Same with money y’all. You cannot give from an empty cup yourself.
The first person you need to learn to be generous to is you. It is so important, and especially for women out there. I know this is also for men or all genders, but I know a lot of women have been. Programmed to believe that they just have to give and give, and give, right? And it’s all at the expense of themselves.
And it’s guilty if they sit down or slow down. And maybe that’s how you saw your mom do it, but we really have to reprogram that because you cannot give to the same extent if you don’t let yourself hold. So holding is powerful and it really is a super powerful act of generosity, but you gotta learn to be generous with yourself.
First, that is step one. Huge. Huge, huge. Alright, so I wanna talk about what gets in the way for people. Like I said, I’ve coached a lot of people on this topic and I have really supported a lot of people in creating. Um, greater capacity to have and in really learning to set money aside for themselves and let money sit still and have a reserve for themselves.
And so, um, I wanna talk about some of the most common things that I, themes that I have. Seen and how, you know, I’m just gonna give you some reframe, some new perspectives, new ways of looking at it in case this is you. Okay? So for the first one is, if I don’t use it now, it will disappear, right? It’s like, oh, if I don’t use it now, it will disappear.
And first of all, we just want to question that thought because like the opposite is true. It’s more like if you use it now, it will disappear, right? If you use it now. It will disappear. And here’s the thing with this belief, it’s really about trusting that money will stay and grow rather than fearing it will disappear.
You really have to start on some kind of subconscious level. Seeing that holding money allows it to grow even greater, right? Not believing it’s going to disappear, not believing it’s gonna go away, not believing you’re gonna have to spend it on something you don’t want, but start programming your brain to see money in a high yield savings account that’s just sitting there doing nothing or just sitting in your account that you haven’t touched yet.
Start visualizing that money growing, almost like seeing that as this super potent seed, right? A seed that is planted and if you just let it sit there and you don’t pull the seed out right away or yank it outta the ground, that seed is gonna grow and it’s gonna grow a massive tree of wealth, right? So that’s a visualization that you can do If.
Picture $10,000 just sitting in your account. And I know for a lot of you, you might feel anxious. Usually if you see $10,000 in your account, you think I need to spend it or there’s something I wanna put it towards. Instead, I want you to just practice visualizing, picturing $10,000, whatever number you want.
I’m just saying 10,000. You can pick a hundred thousand. You could pick a million. I don’t care. Pick a number that you see sitting in your account and seeing it as a seed and watching it grow, watching it multiply. Believe if I let it sit still, it will end up multiplying, right? Not maybe necessarily from that account, but the more that that account grows, then you’re gonna have overflow and you’re gonna be able to put it into investments and things like that.
Okay. The next limiting belief I hear often that gets in the way for people of holding money is money is meant to be circulated. And I mean, I even say this thought, I offer this thought, right? Because some money is meant to be circulated, but here is the reframe. Some money is meant to be circulated. A portion of money is meant to be circulated because of course, it’s the resource that allows us to live, right?
So what I would do is start saying, a portion of money is meant to be circulated, just like a portion of money is meant to sit in stillness and be there for me, right? It’s meant to just. Be, and it’s just meant to grow. And then a portion of money is meant to multiply, right? So that’s the reframe is a portion of money is meant to be circulated.
’cause we really don’t want this all or nothing thinking. It’s not, oh, I’m either gonna spend all of my money or I’m gonna hoard all of my money. It’s like, no. It’s a combination of circulating and holding. Can I hold a portion? Can I hold my capacity? Or sorry, can I expand my capacity to hold onto a portion and depending on how much you make and what your expenses are, that number might be small to start and that is okay.
But like can you always be holding, like, can you put $5 in every single week? Right? $5 every week. That’s it. And learn to just. Hold that money, let it be there. And this might be a reprogramming practice, but a portion is meant to be held and a portion is meant to be circulated. And then a portion is meant to be ultimately multiplied if you wanna create wealth.
So that’s the reframe on that is it’s not all circulated and I know. In the manifestation space, we often talk about money, um, kind of like water, right? We use that metaphor often. I’ve read about it a lot, um, right, because current or like water is like a current and money is currency. C. But I want you to think about all of the ways that life thrives in water, right?
Sometimes it is moving, sometimes water’s moving. It’s a rushing river. Sometimes there’s a current, and sometimes it’s moving fast, and that’s just like circulating. But sometimes you have a pond that is completely. Still, it’s just sitting there. There’s literally no movement. It’s a reservoir, right? And there’s so much life that can only thrive in that kind of water.
Right. And then some water is evaporating and then multiplying and you know, turns into a cloud and then turns into rain. Right? And that’s the multiplication. So water does many things and we, same with money, right? It’s like there’s many ways in which money thrives. So we don’t wanna look at it as money is only a river, right?
It’s only a rushing river, because we would not have. The ecosystem that we have now, if water only moved, right, some life thrives in stillness. So just look at it like that, right? It’s meant to be all of those things, not just in motion. So again, let your money meditate. Okay? Another one that gets in the way for people is you only live once mentality, right?
Like life is never guaranteed. I might as well spend the money now. And here’s the reframe on that one. You also cannot guarantee I. You’re not gonna live to 120 years old, especially with all the advancements happening and AI coming into the healthcare system and being able to, you know, cure diseases and whatever happens in the next a hundred years, who knows, we may all be living to 200, right?
So think about it like this, like, yeah, you don’t know. So that’s why it’s important to set a portion aside because you wanna give that gift to your future self, right? So that’s how I like to think of it, is you never know, but I’m manifesting that I live into my old age, and so I’m just gonna live from that place.
I’m not gonna give it, get rid of it all. Now I’m holding a portion aside and I always picture my like, retired self is so abundant. She is. So taken care of thanks to me now, right? Like I have taken care of her. I put a portion of my money into. My, uh, retirement account and I love watching that grow. And I think of like granny me, who’s just living her best life.
So abundant, radiantly, healthy, living it up in her old age, and that’s the reframe that really helped me with that one. So I just wanna offer it to you. Another one that comes up for people, uh, this is a biggie that gets in the way of holding onto money, is that it’s not safe to have a lot of money, right?
They think if I have a lot of money, I’m gonna almost have like a target on my back, or it’s going to bring up family conflict, or it’s gonna create a lot of pressure, or people are gonna be asking me for money. It’s just gonna create a lot of heaviness, and there’s definitely a reframe on that number one.
You get to decide how exposed you are about it, right? So you don’t have to tell anyone how much money you have, number one, if that’s gonna make you feel safer. You don’t have to, you do not have to expose that. Number two, I like to think, you know, I’m a big girl. I know how to say yes to things, and I know how to say no to things.
If it feels like an aligned yes, I’ll say yes. If it does not, I know how to say nos. There’s no exposure because it is my money. Right? And number three, I think a lot of the things that so many of us fear will happen when our dreams come true, right? Whether it is creating a lot of money and having a lot of wealth, or, oh God, what would happen to me if this happened or what it would happen if I had a really big business with this, we go to worst case scenario.
But most of the time that is never actually an issue. Right. I remember I used to have this thought like, I’ll have a target on my back and you know, it’s gonna cause all of these things. And the truth is, none of that has really ever happened, especially to the extent that I thought it would. Right. And I think a lot of people have this thought that like, it’s gonna be heavy once I have a lot of money.
It’s gonna be hard, it’s gonna be a lot to manage. And the truth is. It’s actually really hard to not have enough money, right? It’s really hard to be in survival mode. It’s really hard to always be living kind of paycheck to paycheck or offer to offer that’s hard and heavy. That’s the truth. It is hard to not have enough money.
It is a lot easier to have overflow. It is a lot easier when you do have money that is held there for you because it’s something that can care for you if needed. It’s something that gives you options. And in terms of it’s a lot to manage. You really have to question that too. That is an outdated illusion.
And I know that I used to think like money was this big, complicated thing that only men in suits understand, and I had to really question that. And I also started educating myself. That was huge, right? As I started making money, I wanted to educate myself on managing money. And here is what I have learned, y’all.
It is way simpler. Way simpler than I thought. Like, I’m like, oh, I thought, oh, this was like really complicated. This is actually pretty simple. There’s like a couple places to put it. This is, you know what’s recommended and this all makes sense. I know where it all is. Nobody’s doing anything that I don’t understand.
I am not spending much time at all managing my money. I spent a lot more time whenever I was broke, trying to figure out and manage my money in terms of, oh shoot, I need to shift this over, and how am I gonna make this payment? That was a lot to manage this. Barely anything. Right? And there’s people to support you in that.
There’s people that are experts at this. There’s people that you are gonna feel like you can absolutely trust. Way more people are trustworthy around this than not, right? So that is just something that I would want to put out there to help you see another way. Oh my gosh. Whew.
Okay. Another limiting belief that gets in the way for people is, I don’t deserve more than I need, and Right. This one is often tied to religious conditioning or guilt or subconscious. Loyal to loyalty to, let me say that again. Okay. Another limiting belief that oftentimes gets in the way for people is this idea of, I don’t deserve more than I need.
And this one is often tied to religious conditioning or feeling this sense of like subconscious loyalty to struggling family members or struggling community members or friends, right? And so here is the reframe in this. Right, and I’m gonna give you a mantra. It’s safe to have, it’s safe to hold. I can be a grounded steward of wealth without meaning.
I’m unsafe. No, let me say that again. I, I actually read the wrong thing. Now, the reframing this is overflow isn’t greed, it’s how I build a more generous, joyful life, right? Overflow isn’t greed. That is that same conditioning of like, oh, I have to, I, I can’t, I can’t do anything for myself. I can’t have any self-care.
That’s like saying I can’t hold on to any money. Right. That’s greedy if I have some, no, because look at what it can create for you. How is that greed? You can actually be more generous when you hold more, right? You can be more giving. You can like, and you can have a more joyful life in the way that you’re not constantly worried and anxious and all of that.
So this is the mantra that you can step into. Overflow is not greed. Like break up with that idea. Overflow is not greed. Overflow is love. Overflow is love for myself. It can even be love for my family. It can be love for everyone. It is not greed. And here’s a mantra that you can say, I am worthy of more than just enough.
I thrive in overflow and I get to enjoy the full spectrum of abundance.
I’m getting through.
Okay, next money block is, if I save it, I’ll miss out. Right? If I save it, I’ll miss out on X, Y, or z. Well, here’s the truth and here’s the reframe. Holding money isn’t missing out, right? If you choose long-term alignment and multiplication, that is not missing out. That is adding more into your life, right?
So sometimes maybe we say no to these little things that maybe we don’t value as much or we don’t need, or you think like. You know, if I miss this thing, it’s not that big of a deal. We don’t wanna come from scarcity, right? We don’t wanna say, oh my God, if I don’t do this, I’ll never be able to. It’s like.
No, you gotta say, wait. There are more than enough experiences in this lifetime, and I’m coming from a place of abundance. I don’t have to say yes to every single thing that is offered to me. And the real frame is, the real opportunity is to learn to trust divine timing. So for what’s for you? Lemme say that again.
So the real opportunity is learning to trust divine timing, right? And knowing that what is for me won’t pass by me, right? It’s if it’s meant for me, it won’t pass by me, and to come from abundance with. Experiences or things that you wanna invest in, you have to let go of that mentality that if I save my money, I’ll miss out.
Or if I don’t do it now, I’m gonna miss out. That will keep you broke. And it’s also coming from scarcity. It’s not gonna end up creating the result that you ultimately want. So you wanna choose, of course, it doesn’t mean you can’t do anything, but just do the things that feel most aligned. Don’t come from the place of scarcity around those decisions.
Okay. Last but not least, the limiting belief that I’ve heard is the more I have, the more I’ll have, oh wait, I already covered that one. Good. Okay.
Okay, so the last question that I get asked often is this question of, but Jamie, like I’ve actually heard that if I’m just saving money or hoarding money or just holding onto cash, I’m actually losing money, right? Because of inflation. Like if you just hold onto it, it’s actually not a smart financial move, and that is true.
So I’m gonna give you an. A suggested place that you could look into putting this money that you are going to hold. Number one. Number two, that is why you wanna be strategic with this. Decide on purpose, how much you want to hold. How much do you wanna have as a reserve in your business? How much do you want to have in your savings or as a reserve in your life?
How much do you wanna hold onto that? It’s money. Whenever I say money, you know, hold it’s money that you can take in and out whenever you want, right? Um. Um, and so think about the amount that you want and then think about what overflow would be. ’cause after you have that amount, then you can think about where do you wanna put it to multiply it?
Where do you wanna start putting money to invest? And that’s where money can really multiply. But for the money that’s held, if you don’t want to quote unquote lose that money and just hold it in a basic savings account, what I have done is I hold that money in a money market account, or you can also get a high yield savings account.
Look into this, and of course, I live in the US so that’s, that’s the terms that we use here. Um, but you can look into this if you’re in another country too, but look into what account can I hold my money in that number one is safe, that I can get in and out whenever I want to. Right? But it has a higher return, right?
So you make a per. Percentage on that money. So in savings, you really don’t make any, if it’s just a basic savings account, but in a high yield savings account or a money market account, you can make like four to 5% on that money that’s sitting there. So there’s money, right? That’s where that money is even being multiplied, right?
And you’re not actually quote unquote losing money because of inflation. So just wanted to throw that out there because a lot of people ask me that question, and that’s kind of an objection that I get as. But I heard it’s not actually a good idea to keep money in savings. Right. And even with that, that’s where I only like to have a portion of my money that I have held.
And once that amount that I have decided to hold is in there, beyond that, I put money into that multiplication bucket and that’s where I start. You wanna start, um, learning about investing, right. And it’s something that you can absolutely learn. It is very. Very simple and fun and easy to start gaining knowledge on this.
And it’s something that, like for me, I’ve just done self-study, right? And um, I’ve just gotten into it and it’s been really, really fun. So that’s what I wanna offer there. And I hope this podcast episode was helpful. If it was, I would love to hear from you. Number one, if you’d be open to leaving a rating and review, that would mean the world to me, because that helps this message multiply and help.
Get this out into the world, which I think so many people need this work. So that would mean the world to me. And come follow me over at Jamie Berman on Instagram and let me know what insights you’ve had, or if you know you’ve had any wins from this podcast or, um, from this episode. If this was insightful, I always love hearing from all of you.
So I look forward to that and I hope you have a beautiful day. Happy manifesting, and happy having. Bye everyone.
It’s been such a journey and it is. So wild that it is coinciding with a time in my life where I feel like so much is both coming to completion and it feels like massive new beginnings. It feels like a huge closing of, I was gonna say a chapter, but me and my husband were talking about it and we’re like, no, we’ve closed many chapters.
This feels like the closing of the whole book and a whole new. Series is being written. A whole new book is being written, right? It’s like part two because there’s so much change happening, and what’s wild is that it feels like the vision, the biggest vision that I have held for the past five to 10 years and what’s been on my vision board is all coming to life.
Right now as we speak, it is all manifesting and much of it has already manifested, but the final pieces are all coming together right now, and I truly feel like in the past 10 years I have. Wholeheartedly 10 XD my life, if not a hundred Xd my life. Right? So that’s why I wanted to make our hundredth episode about 10 Xing Your life.
Because I’ve gone through the process over the past 10 years and I’m coming to a close of this 10 x and it’s an interesting thing. I say it’s a close, but it is like. So fun to look back at a vision board and say, wow, everything on there has happened and these dreams that felt so huge and so impossible at one point are now happening.
And it’s almost this weird space of like when you get everything you want and when you’ve 10 next your life and created the vision that you’ve been envisioning for so long and anticipating and so excited about, it’s sort of like, whoa, this is an interesting feeling. Now what. What do I have to look forward to now?
Right. And there’s a part of me who is so excited to just like, receive this and I’m, I’m not just excited to, but I am receiving this and I’m so grateful for it and it’s really special and amazing. Um, and there’s also a part of me that is. In an interesting space where I’m like, well, what’s next? Now that I have everything, now that my life is kind of like exactly what I’ve dreamed of, what is next for us?
And there’s that question mark, and that’s what got me thinking about this concept of 10 Xing because. I remember, um, going to a mastermind at the Life Coach school where I got trained as a master certified coach, and the instructor there, Brooke Castillo, had posed this question that I thought was so eye-opening.
She said, okay, if you could rate your life on a scale of one to 10, like full life, on a scale of one to 10, what would you rate it? And I’m gonna give you a moment to think about that. What would your number be? What would your rating be? Think about that internally for yourself. And then she said, what if, right?
Whatever number you gave it. What if your life right now is actually only a two? Think about how much more is possible. And I loved that because I remember at the time writing my life, oh, it’s probably like an eight, maybe even a nine, right? And right now, that’s how I’m thinking. I’m like, oh my gosh, I’ve manifested so many of the things that I wanted, like.
The career, I completely shifted my relationship with money. I started creating so much abundance. I have the best clients in the entire world. I have an amazing business that I only could have dreamed of 10 years ago. And you know, I’ve got my amazing husband and my little family with Millie and. You know, we’re moving to Hawaii.
My dream to move there full time. We’re moving to Maui into a beautiful home. And you know, my husband’s dream is also coming true and I always hold his dreams as mine as well. I have his dreams on my vision for just as much as I have mine. ’cause I love celebrating together. And I feel like we’re a little unit and you know, Josh has created this incredible album that he has been wanting to do for years and he has all of these.
Huge record labels interested in him, and huge managers were interested in him. And right now he’s in the negotiation phase and he’s really stepping into that. And that is a dream come true. And it seems like it’s all manifesting kind of together at one time. And so it’s so wild to think like, what if this is only a two?
Right, like I would call this almost a 10, probably, you know, life, you know, we’re, we’re still humans here, so let’s say nine to 10, but it is so fun to think, what if this is a two? What is my next 10 x? And while I’m not. Rushing the answer to that. It’s something that I think is really fun to meditate on, and it’s something that I wanna encourage you to meditate on as well.
What if your life right now is only at a two? What would a 10 be? Right. And so in today’s episode, I have some questions that I wanna pose to you, and it’s something that, you know, you might wanna re-listen to this episode and pause it at certain times. Use it as an opportunity for reflection and journaling.
And you can pause, like as I go through these questions, you can write some of ’em down that feel, um, exciting to you if you go through it a second time. Um, and really think about this journal on it. Meditate on it. So these are some of the questions that I am gonna be asking myself as I step into that next chapter as we start writing that new series, the new next book, right?
Um, or maybe like, I don’t know, it’s like part two of me and Josh’s life together, right? Where it feels amazing. But like what is possible? What else could we manifest? What else could we create? What would it be if our life was only a tune now? So these are some of the questions that I am gonna be journaling and meditating on.
So one of them is, what is a dream you’ve quietly carried but have never fully claimed? Another question is, if there were no limits, what would you allow yourself to want?
What’s one desire you’ve labeled as unrealistic that actually lights you up? And what is your soul craving more of? What would you let go of if you knew everything was going to work out better than expected? Where in your life are you settling instead of receiving more? What is ready to come into your life if only you’ve created the space for it?
Let me say that one more time. What is ready to come into your life? If only you’d create space for it? What would you do if you weren’t afraid? I. What are you being called to say yes to right now? And lastly, what if your current life is only at a two? What would a 10 look and feel like? Now, these are the questions I’m gonna be sitting with in the next phase of my life.
Now again, I’m gonna be soaking in the goodness of what I’ve already created and just appreciating the heck out of that. But I do think as humans, we thrive in evolution. We thrive in thinking about a positive future, right? And we thrive in. Expansion. So these questions just open up possibility for us.
And the truth is there is no impossible I can say that, you know, fully. Especially after, you know, this year, I’m like, wow, the things that I thought were so impossible. Are coming to life and so many of my impossible dreams have come to life. So I would encourage you to reflect on those questions, to meditate on them, to journal on them, to think about what is your 10 X life in full?
And it can be business, money, relationships. Family life, right? You can think about community, what matters to you? What do you wanna be doing? How does your soul really want to express? Is there something within you that you know you want, but you just haven’t really given yourself the permission to do it?
Or you didn’t que feel, let me say that again, or you didn’t feel quite ready. That’s what I want you to start thinking about. Alright. And then I’m gonna tell you the process of creating that 10 x life, because I am telling you, I’ve already, just thinking about the past 10 years and what’s actually manifested for me, I wanna tell you about the lessons that I’ve learned in this and how you can really apply them to your life and you can create your own 10 x life.
So the first one is. It is not about more effort, it’s about aligned energy. So you do not create your 10 x life by 10 xing, the hustle by 10 xing action, by trying harder, by pushing harder. It is not about that. You can’t 10 x your life that way, right? You can maybe like two x your life that way, but that’s exhausting and you’re only two xing your results.
You’re not actually two. Xing your full life, right? In terms of how you feel, how you experience life. Um, you know, your inner world, you just can’t double down and do it that way. So if you want to 10 x, it’s about a shift in identity. It’s about a shift in the way that you think you have to 10 x your mindset.
Think differently, right? That is how it’s done. So again, it’s not about more efforting, more pushing, more controlling, it’s about less of all of that, and it’s about coming more into alignment with the truth of who you are. That is how you’re gonna 10 x your life. So here’s a question for you. Where are you trying to force growth instead of aligning with it that is important to ask yourself?
Growth happens through alignment. Growth happens through having a vision and moving towards that vision. Growth happens from thinking in new ways. It happens from growing internally, growing your mindset, investing in yourself. This is what’s gonna allow you to have that 10 x life.
So another question that I wanna ask you around this is what would become available if you gave yourself permission to stop trying harder? That my friend is not the solution. It’s not about trying harder, it’s about coming more and more into alignment. Okay? The second piece that I wanted to give you around 10 X in your life is it’s really important to let go of what no longer belongs.
And this is in many levels. And I said this inside of the Money manifestation movement, one of the teachings I share in the very, very beginning under our foundational videos, I said, so much of manifestation is not about adding on, it’s actually about letting go, right? It’s letting go of the things that are not in alignment with what it is you really want.
Whether that is people relationships. Thought patterns, habits, right ways of being that are just not in alignment with your higher self. If you simply focus on letting go of what doesn’t belong, letting go of what’s not in alignment, what is in alignment will move in with so much more ease and so much.
Faster. So think about that for yourself. What doesn’t belong in your 10 x life, and do you have the courage to let it go? Let it go. It’s not gonna be the easiest thing you’ve ever done. It’s not gonna feel safe, probably. It’s not gonna feel cozy to let it go. I mean, you’re used to it. Your energetic set point at up to this point is used to having that thing, but it is not in alignment with your highest, most wisest, wealthiest self.
So you must let it go if you want to create a 10 x life. All right. The third piece that I have learned is you have to become your future self before you feel ready to be your future self. What I mean by this, I always say become heard. Now you have to start showing up as that version of you you see in that vision in order to manifest it, right?
So the way that I did this was whenever, for example. My first impossible goal was to create a hundred thousand dollars business. So I thought, what does a hundred thousand dollars CEO do? She gets ready, she has work hours. She, uh, dresses nicely for work. She shows up in a certain energy. She shows up with a certain seriousness of her business.
She doesn’t put things off. She doesn’t procrastinate. I became her. Before I was actually making the a hundred thousand dollars. Right? So that’s what you wanna do. If you want a 10 x, you have to step into the identity. First, you have to start thinking like your future self does, and if you want to learn how to align with your future self, I actually have a meditation called Becoming an Energetic Match that dives deeper into this concept, and I have a meditation that helps your subconscious really go in and meet that 10 x version of you really.
See that version of you and connect with it on a subconscious level so that you can start understanding who is that version of you, and you can start aligning with ’em. I’m gonna put that meditation in the show notes that you can get. It is so powerful on this journey. The fourth one, the fourth thing that I really did to step into my 10 x life is I focus.
On having a spiritual practice because 10 x results come from soul aligned clarity, not. Scattered effort. So it was really important and is really important to me that I come back to center. I come back to source every single day, and I plug in. I literally think of it as plugging myself and I have an electric car.
The car does not go on empty. You have to plug it in every night if you want to keep driving. I love the fact that I don’t ever have to go to a gas station. I just get to plug my car in every single night. But it’s not gonna go if I don’t plug it in. And it’s the same for me, and it’s the same for you. If you do not plug yourself into your source, your highest self, your intuition into presence.
And if you do not give yourself time. For that you will limit your life that is guaranteed. So much of, I know what I have created has been as an effect of the spiritual practice of plugging in every day, and that looks different for everyone, right? So plugging in can be as simple as meditating every day.
It can be doing your internal work, it can be getting. Coach, it can be going to the gym and working out and really moving the energy through your body, and it might look different every day, but it’s so important that you have a practice that brings you back to you. So important because that is where, you know, the 10 x life is going to come from.
That is where those aligned ideas, you will be able to hear your intuition, you’ll be able to hear the universes or God’s guidance who is instructing you towards it. So plug in daily, it is huge. The other thing that I have noticed, um, over these past 10 years of creating my 10 X life is that you don’t get there in a straight line.
And oftentimes it doesn’t even feel like you’re going anywhere, right? A lot of these past 10 years, I felt like I was going nowhere fast, like it felt like nothing was happening, right? It didn’t always feel like a 10 x life. There was some obstacles that I had to overcame sometimes. There was definitely a struggle.
I had moments where I went through depression and burnout and all kinds of different things for my learning, for my evolution. And so it’s never gonna be a straight line, but if you keep at it, it will happen, right? So I just don’t believe in the thought. It won’t happen, right? It is like, if it hasn’t happened, it just didn’t happen yet.
That’s it, right? So anytime you’re thinking it won’t happen for me, or what if it doesn’t happen? It’s. Always, it just hasn’t happened yet. I want you to add that on to your sentence. It hasn’t happened yet. It’s never a straight line, and it’s wild how some things, it’s like you hear about this on Overnight success, 10 years in the making, right?
Because that wasn’t a straight line. That was a person committed to their 10 x life and going for it and going for it, and getting knocked down and standing back up. And hitting an obstacle, overcoming that obstacle. They just keep moving. And if you just keep moving towards it, you absolutely will create it.
You have to know that deep in your bones, right? And then sometimes it all comes at once, right? There’s so many things that are coming to me at once. My first big manifestation in this past 10 years was losing 50 pounds and really healing my relationship with my body. ’cause that used to be my biggest, biggest struggle, and I really have gotten my health.
Fine tuned. My body is strong. I feel radiantly healthy. My hormones are balanced. I’m beyond grateful for that. Right. That was the first one, and then it was my business and money and really learning and stepping into the identity of A CEO and someone who really can serve and have impact in a big way and who can make the kind of money that I want to.
That was a big lesson for me in a big evolution for me. But in these past couple years, or really past year, is where so much of it all is coming together where we. Can officially move now and um, you know, it just feels like the right time to sell our house in la and Josh is getting all of these amazing offers and things that are coming into place for him.
So none of this felt like a straight line. It felt like we were constantly working towards it, but all of a sudden, a lot of it is manifesting at once. So just remember, it’s never gonna feel like a straight line. It doesn’t always feel like it’s working, but that’s why it’s important to celebrate the little wins all along the way.
You should be celebrating the little things every single week and really enjoy the journey. Learn to enjoy your life. Now, don’t get caught up in, I’ll be happy once I, I’ll be happy once the 10 X life. Not at all. You wanna learn to be happy now and that. It’s how you manifest the 10 x life. And when I say happy, now, I don’t mean happy 100% of the time, but I mean having the energy of gratitude, of abundance, of love, of compassion, of kindness, these types of energies being your most prominent emotions, your most prominent feelings that you lean into, you can do that now.
You do not have to wait for specific results. To create the emotional life that you want. That’s a key to manifesting, by the way. But I just wanted to say that because, you know, I think it’s important to do that work around feeling, of feeling the gratitude, feeling the appreciation, feeling the love, feeling the celebration.
You know, even with the weeks where it feels like not much is happening, right? ’cause it’s not going to be a straight line. And so. That’s what I got for you with the 10 x. Those are kind of the five main things that I learned along the way, but I also, throughout the whole journey, practiced all the manifestation principles and universal laws that I teach you all here in the podcast and dive deeper.
In inside of the Money Manifestation Movement, which is my coaching program. So that is how I did it, and I’m excited to create the next vision for myself. I will be sharing for sure as it. Comes about. As of now, I don’t even know. I’m gonna be meditating on the questions that I pose to you all, and I’m gonna sit with ’em and think about it.
And honestly, I kind of feel like once I’m finally in Hawaii and I’m in my home and things feel like complete around the move and all of that. Then that’s when the next 10 x evolution is going to surface for me. But I’m so excited for you all and I hope you enjoyed your, let me say that again.
And I hope you’ve enjoyed the hundredth episode of the podcast. Celebrate with me. All right, my friend. Sending you so much love.
Hey, thanks for listening. I hope this episode is something that you’ll be able to add to your manifestation toolbox to come back to when you need a little extra motivation. If you like what you’ve heard today and wanna to it deeper, you’ve gotta come check out my signature coaching program, the Money Manifestation Movement.
It’s the place where you’ll not only learn manifestation, but you’ll begin to live it alongside me and an amazing. Community of like-minded entrepreneurs doing this work together. Head on over to jamie berman.com to learn more.



