7 Ways to Regulate Your Nervous System around Money

Ep. 135 // 7 Ways to Regulate Your Nervous System around Money

[00:00:00] jamie–she-her-_8_02-18-2026_183108: Welcome back to the Podcast friend. Today’s episode is one that I hope will be helpful to you if you are someone who tends to get triggered around money, which you know, that’s a very common thing. It’s to have. Money triggers, especially if you’re in business and especially if you’re growing and evolving, your triggers can start in one place and, uh, as you expand, you might uncover new triggers.

[00:00:30] Because when we do new things, we can, you know, we’re in the learning phase and so we can get activated around different areas and aspects of. Money of business, and so I really wanted to do an episode about this so that you can, number one, I think it might be helpful to even save this episode or take some notes during it and have a formula, have a little system for yourself for when you do get activated or you get triggered.

[00:01:02] Now, a couple of things that I want to normalize before we dive in is that. Money triggers are nervous system activations. They are not mindset failures. Your body is reacting to a perceived survival threat, right around security, safety, belonging. You really have to recognize that it is not your fault if you get triggered.

[00:01:31] Right. It’s not something to blame yourself for, shame yourself for, tell yourself you need to think positively about, or you should be in a different place. Uh, nervous system response is truly a memorized state, typically from the past. Right? And it’s memorized in the body. In the cells of the body. That’s why it can feel so instant.

[00:01:51] That’s why it feels. Sometimes like it’s not logical. Like a lot of times you’ll probably say My logical brain knows better, but I feel panicked. I feel urgency. I don’t know what to do. I’m overwhelmed, I’m in scarcity. I’m triggered, right? And so your body is responding and um, so it’s not something you can necessarily think your way out.

[00:02:14] Of, there’s a whole process and I’m gonna take you through it. And, um, so the other thing that I just wanna mention is that you also can’t regulate money from a dysregulated state. So a lot of times when we’re dysregulated, when we’re triggered, all of a sudden we have this urgency and this panic, and we wanna do something we wanna.

[00:02:34] Solve it. We wanna go fix it, but you actually cannot regulate things, you cannot fix it, you cannot solve, you’re not gonna get clarity from this place. So it’s not the time to do that. We’re gonna dive a little bit further into that in a minute, but step one is always regulate. Then think, then act. Okay. So in this episode we’re gonna talk about how to actually regulate.

[00:03:00] I’ve talked a lot about how to think or how rich people think, or how wealthy people think, or you know, new perspectives around money. I mean, the podcast is infused with episodes about that. But what I wanna talk about in this one is how to regulate for when you’re triggered. Because we wanna regulate first, then apply the mindset, then act, then take action.

[00:03:22] All right. So just to share a little bit about money triggers, just because it is going to look totally different for each person. So I just wanna give you a couple of examples. Some of the most common ones that I see are triggers around scarcity or loss, right? Seeing your bank. Balance and it’s lower than you thought, or having an unexpected expense come up.

[00:03:54] Or sometimes you get triggered when you’re looking at your business numbers and you have an income dip. Maybe you have a season that’s lower or you have a year that’s lower, or you have a month that’s lower and it’s very triggering, or like fewer sales than expected, or you get an email about a refund request.

[00:04:09] Right? These types of things, there’s many of those, but those are very common to have, you know, those scarcity. Triggers. Um, but then there’s also the triggers, like comparing yourself to someone else or comparing where you’re at to what your goals were and that just being so triggering that you’re not on track with hitting those targets.

[00:04:27] Um, it can also be around debt. This is very common when you’re looking at debt and sometimes you just avoid it ’cause you don’t wanna be triggered. But sometimes it’s looking at those interest charger. Charges. It’s those payment re reminders. Each time they come up, you feel an activation in your body.

[00:04:45] Maybe it’s your loan statements or you know, payoff timelines that you look at it and it’s just overwhelming and you feel that trigger. Right? But the one that. Sometimes people don’t expect, but we see this all the time in the work that I do with my clients. In both the Money Manifestation Movement and in the Becoming a Millionaire Mastermind is triggers around expansion and receiving triggers, right?

[00:05:13] Some people don’t realize this, but once in a while. And this is actually common. I’m not even gonna say once in a while. This happens often where you reach your goal or you have the success or you get a big, huge chunk of money, you get a big payment, um, you sell out a big launch, or all a sudden there’s this huge amount of money in your savings account.

[00:05:35] Or you know, you start outearning your partner or outearning your past self and all. This emotion comes up, all this fear comes up, and a lot of times it’s a fear around keeping it up, pressure of, you know, having it, a fear of loss or safety concerns. But this is a huge trigger too. It’s the triggers around.

[00:05:59] Success and expansion and growing. So we wanna normalize that too. And we, no matter what your trigger is, there’s so many that it can be, especially when we’re in business and we’re growing and evolving, we don’t want to shame our triggers. We don’t wanna judge them because again, they’re literally just coming from past conditioning, from past experiences.

[00:06:24] They’re something body has a. You know, normalize or responding to, and you can’t actually help it. It’s not coming from your higher brain, right? So it’s something that the body is responding to. If you’ve heard of that book, the body keeps score, right? The body memorizes things. And so that’s what a dysregulated nervous system is.

[00:06:46] And so what we wanna do is when we’re in those activated states, those triggers, number one, it can be helpful to identify when you tend to get triggered. I teach my clients this because. Why that can be helpful is when we get in the trigger. Sometimes it’s hard to see that we’re in it. It feels so real.

[00:07:05] You know how all y’all know how it is? It feels so scary, so real, so panicked. Like we need to urgently get out of it. And so our. How your brain kind of shuts off, it turns offline. And we are literally in that fear response. And so what can be helpful in order to start healing those triggers and regulating yourself is to identify when you tend to get triggered, right?

[00:07:31] And or identify the state that you go into so that you can start recognizing when you’re in it. Because in order to regulate your. Triggers. The first thing you want to do is actually name it for what it is. Name the activation. I’m triggered right now saying that my nervous system is activated around money right now.

[00:07:58] When you state that internally or externally. What that does is it separates your higher self from the fear. When we’re just in the trigger, we are merged with the fear. That’s why that panic feels so real. That urgency feels so real. The overwhelm feels so real. But the moment you state I’m triggered, my nervous system is dysregulated.

[00:08:28] I’m in a funk. Whatever it is, I voice said. Um, one of the things that resonated for me was my, my pain body is activated. ’cause, uh, Eckert Tole talks about, you know, this as a, a pain body activation. And he, he calls your pain body as like these memorized old states, old emotions. Sometimes it came from childhood or our younger self, or.

[00:08:52] Or, you know, past things that happen to us, or traumas. I mean, sometimes even, you know, depending on what you believe in past lives, who knows where it came from, right? But it’s like an old, old memorized state that’s memorized in your nervous system. So I would sometimes say My pain body is activated. I’m in a pain body response.

[00:09:12] It’s not the time to try and solve the problems right now. Right. I’m. This, and so when you state it, it just separates you from it so that you can actually start coming back online, meaning your higher self can, your prefrontal cortex can start to come back online and you can start to regulate Now, the second step is to orient to safety in the present moment, because when you’re triggered, no matter what your logical brain knows.

[00:09:46] What your body thinks is, I’m not safe, right? It does not feel safe. So literally doing a simple exercise like coming back to safety, which is looking around the room, naming three things that you see, two things that you hear and one thing that you feel physically. So do that right now, no matter where you are, and just notice how you come into the presence.

[00:10:15] Three things you see, I see a lamp, I see my window, and I see some trees swaying out there. I see my curtains. Okay, two things you hear. I hear my husband has the TV on in the background and I’m hearing a little let go in this room of my own talking. Okay. One thing I feel physically, my elbow’s on the desk, my other hand is on my mouse.

[00:10:49] That instantly brings you into safety. So in this moment, I am safe. And that’s something that you can state is in this moment, I am safe. I’m in this room. I’m here. Right? Coming back into here and.

[00:11:12] And so this is the next layer of regulation. Now, the third one, this one’s big, is we wanna regulate the body. Because the body is what’s responding. It’s not necessarily your, your, what your mind is telling you is a response to the dysregulation in your body, right? So if you have lots of stories going on right now, like, oh God, it’s never gonna work.

[00:11:35] I’m behind. I’m failing. It’s. Not working. I’m unsafe. I’m never gonna get outta this. I’ve been dealing with this forever. Those kind of stories are coming from the dysregulated body. So we’re not gonna thought swap, we’re not gonna try and think positive right now. What we’re gonna do is we’re gonna regulate the body, right?

[00:11:54] Physiologically. So a couple ways that you can do this is breathing. You’ve probably heard this, if you’ve heard anything about nervous system regulation, because what that does is it helps to, um. I think it’s activate. What is it? Sorry.

[00:12:30] So what breathing does, especially if you do long. Inhales and exhales is it helps to activate the parasympathetic nerve. Wait.

[00:12:45] It helps to, it helps to activate the parasympathetic nervous system, and that is the rest and digest that helps to slow down the nervous system and helps to start regulate it. So one thing that you can do is do four second inhales. Followed by six to eight second exhales. So essentially you’re just doing a shorter inhale and a longer, slower exhale.

[00:13:14] And that really helps start regulate things in the body. So breathing is huge. You can also do box breathing where you do four inhale and almost picture it as a box, right? And then you hold for four, and then you exhale for four. And then you hold for four and you inhale for four, and just picture a, you know, almost like drawing a box as you’re breathing.

[00:13:45] 4, 4, 4, 4. Doing it as a box. And that can really, really help bring you into your body. Also, like putting your hands on your body. Put your hand on your heart and put pressure on it. Or put your feet on the floor and press down. Get really grounded in, or do a shoulder squeeze. This one’s really great where you squeeze and tighten your shoulders, tighten your shoulders, and then relax ’em.

[00:14:15] Come into the body, right? So you’re basically signaling to the body, this is not an emergency. We’re okay. We’re actually safe. You’re reregulating it. You’re teaching yourself that you’re safe in this moment, that you can look at these numbers and you can be safe. You are safe. Okay. And then from there, once you feel like you’ve done some regulation in the body, which there are so many different things you can do, yoga’s also really helpful.

[00:14:41] Stretching. You can go outside and put your feet on the grass or the ground. This is super regulating and really, really grounding is to really. Feel your feet on the earth. I love to lay down and then put my feet up the wall, like my legs up the wall. It’s a yoga pose, but it really helps to bring yourself back into your body and just calm your whole system.

[00:15:07] So there’s many different things that you can do, but the the third step is always regulating. Your body, right? The physiologically, it makes all the difference and it will help to slow and reground you. Um, the fourth thing that you’re gonna do then is a reality anchor, right? So when you think about it, this is orienting to the facts.

[00:15:33] What are the facts? And sometimes what I like to say is. Wait, sorry. Let me say that again.

[00:15:48] Sometimes whenever I’m coaching people and we’re doing some of this regulation work, I’ll say What is real? Now, let’s say they’re panicked. I’m like, but what’s real? Now let’s come into the present. Like, tell me what’s real in this moment. And I remember I had a client who started this practice where, you know, every time she got triggered, she would start saying, you know what?

[00:16:08] There’s enough food in the fridge. Let’s come back to sufficiency, to enoughness, to regulating to the truth. There’s enough food in the fridge. I have a home over my head. Um, I am safe in this moment. I do have enough in this moment. Money still exists. I’ve earned money before. I do know how to create value.

[00:16:31] This is just a moment, not a destiny. I do have resources, I do have options. These are the truths. So what is real now, just in this moment, because what this helps do is reestablish agency. It brings your prefrontal cortex back online. It brings your higher brain, your wisdom back online, your intuition back online.

[00:16:55] When you start orienting to what is actually real, versus what is the story that your dislike, regulated nervous system is creating, which is probably like, I’m a failure. It’s never gonna work. I’m doomed. Right. This stuff is not true. It’s just your panicked brain is creating those stories. So whenever you come back to what’s real now, we’re not even trying to say, we’re gonna reach all of our goals and it’s gonna be amazing.

[00:17:21] And we’re not even thinking like, let’s say quote unquote, all the positives and everything that’s gonna go right. We’re just coming back to what’s real in this exact moment. So, so helpful coming back and reestablish agency. Okay. The fifth thing that you wanna do when you are regulating is to reassure the money scared part, right?

[00:17:47] The part of you that is scared or that’s triggered around money. And I say that part. Because now that we’ve started doing this work, now that you have identified that you’re in a trigger, now that you have, you know, kind of come back into the body, you’ve established safety, safety, you’ve anchored back into reality, now you’re gonna start seeing and being able to separate.

[00:18:14] Oh. This is like a part of me that’s triggered, this is maybe my younger self, or there’s this part of me that tends to get into scarcity. It might still feel real in that moment, but you’re gonna be able to start observing it a little bit more. Right? And one of the best things you can do that will regulate like no other, is to talk to that scared part, but in a compassionate.

[00:18:42] Loving, nurturing way. You do not want to dismiss this part that is not going to heal it. Right? My favorite teacher, my favorite, uh, quote by my teachers, Ron and Mary Huneck, is. Healing is the application of loving to the places inside that hurt. In this case, we could say healing is the application of loving and compassion to the places inside that are triggered.

[00:19:11] So we want to calm and reassure, almost think of this part of us that’s scared or triggered as a younger self. It’s a child, so talk to it like a child. ’cause it’s scared the way a child is scared. So you can say things like, I know this feels scary. You’re afraid we won’t have enough. But I’m here. And we’re figuring this out, and you don’t have to do this alone anymore.

[00:19:34] We’re gonna figure this out together. I know it feels scary. I know we don’t have the solution right now. I know it’s not what we want. I think we gotta be honest with that part. We’re not trying to like shove positive. Thoughts down its throat. It’s like, let’s reassure it. Let’s tell the truth. This isn’t like the most comfortable feeling in the world.

[00:19:52] This is really a challenge that you’re going through and we’re going to do it together. So it’s about integrating parts, not overriding them. It’s like having your higher wisdom or your adult self that came back online through regulation. Talk to the scared part. And I like to do this with my hand on my heart.

[00:20:13] It really helps for some reason. Um, but actually I was reading some studies from scientists who were studying regulation and they were. Saying that if you do this out loud, it’s actually more effective. So I know it might sound wild to talk to yourself out loud and say things like, I know this feels scary and I understand why you’re feeling this way.

[00:20:40] Of course you’re feeling this way and I’m so here for you. We’re gonna figure this out together. Right? It might sound a little bit out there to talk to yourself. It regulates even greater than if you just do it internally. Internally is effective too, but if you say it out loud, it’s even more helpful. So practice that.

[00:21:00] Practice talking to yourself, talking through things, talking to that part that’s scared and just see what happens. This is where the healing is actually gonna come in so that these parts don’t get as activated because they’re not as scared ’cause they have someone, some part taking care of them right within you.

[00:21:18] Okay. Sixth thing. Now this is something just to remember is that when you are triggered, you want to delay decisions. You don’t wanna ever make big decisions or if you can avoid any decisions. From a triggered place that probably should have gone as number one, like, don’t take action from this place.

[00:21:46] Don’t make a decision. Don’t try to solve it from this place because when you are in a trigger. Your higher brain is not online. Clarity is not there. So you’re literally acting from panic, scarcity, overwhelmed. You’re not acting from the truth, you’re not acting from reality. You’re acting from an older, younger part.

[00:22:11] So you can almost think of it as like an 8-year-old self. It’s trying to solve the problem. We don’t want to solve anything when we’re in a trigger. One of my rules for myself is actually I don’t make decisions from a very high place, and I also don’t make decisions from a really low place. I like to make decisions when I’m just in a more grounded, calm place.

[00:22:36] That’s when your intuition comes online. The strongest is when you are in that sufficiency, that grounded energy in a more calm energy. You can just think more clearly and usually the answer comes to you. You aren’t trying to solve it from panic, right? So one of my thoughts is the, the answer and the clarity is gonna come, but like first I just have to regulate.

[00:23:01] Regulate first, always, right? So no money decisions from activation, it doesn’t work because again, you cannot regulate money from a dysregulated state. It’s just not gonna work well. So remember that. Delay decisions, delay decisions, and one of my thoughts is I’m gonna feel differently later on, probably even later on today.

[00:23:22] And from there, I’ll be able to like make a decision. I’m not solving a problem from this place. My only thing to solve is regulating right now. Okay, now seventh step, after you’ve done all of this groundwork and really regulated. Regulated, your body regulated safety, worked with the part inside. Once you actually feel more calm, when that returns, which it may take some time, it might not be instant, you may have to circle back and do more of that breath work.

[00:23:54] You may have to circle back and do more of that. Hey, let’s get present. Let’s look around. You may have to sit down and write down what are the facts here? What is true now what’s. Present now, right? You may have to do some of those, number one through five of these suggestions a few times and get yourself to a regulated state, but calm will eventually return.

[00:24:16] We can be patient with it. We’re not trying to force calm, but once it returns, that’s when you can widen your perspective and expand into sufficiency. That’s step seven, expand into sufficiency or even abundance, right? And that’s where you can remind yourself money moves in cycles. Income fluctuates.

[00:24:40] Growth has plateaus. Wealth builds over time. One moment is not equal to my entire trajectory, right? Even one season, one year is not equal to my whole trajectory, right? So we just kind of come back to. Actually real. And from there, come back to sufficiency to where you are resourced. You have enough, you are enough.

[00:25:06] In many ways, you have more than enough, right? And come back to that. And from that place. That’s where you are gonna restore that long-term orientation, that long-term wealth mindset. So these, my friends, are suggestions that I have for when you feel triggered or dysregulated around money. And again, do not judge.

[00:25:34] It can be the littlest. Thing that disregulates us. I mean, especially in business, when we’re doing something new or different or feel rejected or feel nervous or, you know, maybe you’re, you come from corporate America where you had more of a steady paycheck and you’re still getting used to the fluctuations of business.

[00:25:54] Or maybe you saw your parents run businesses a certain way and you’re fearful that you’re gonna run it that way. Right? There’s so many things that cause us. To get triggered and if you’re a human, you probably get triggered. So this is gonna be so helpful, hopefully, um, for you to, you know, be able to go through and again, this is an episode that you can save and really use when you are triggered.

[00:26:20] So I’m gonna go through those. Um, lemme say that again.

[00:26:38] So I wanna give you, so I wanna give you a simple 60nd reset that you can use if you have a money triggered and it’s gonna help kind of walk through all of these. Again, you may have to do it more than once, but the.

[00:27:01] But the first thing you’re gonna do is you’re just gonna state I’m activated around money. It’s true. I’m activated, or I’m activated around business. I’m activated around this email. Whatever it is, I am activated. Number two, exhale slowly three times. So do four second inhales. Followed by eight second exhales three times.

[00:27:29] Then you’re gonna put your feet on the floor and you’re gonna feel the ground. Feel the ground beneath you. Come back into the body. Then you’re gonna remind yourself right now I’m safe. Right now. I’m safe right now. I have enough right now. I’m safe. Right now I have enough. I don’t know what’s gonna happen in the future.

[00:27:55] I know this is causing panic, but I really don’t know what’s gonna happen in the future. But what I do know is right now I’m safe. Then you’re gonna put your hand on your heart and you’re gonna say, I’ve got you. I’ve got you. And mean it. I’ve got you. And number six, remember. No decisions yet. There’s no problem to solve from this state.

[00:28:25] The only intention right now is just to regulate myself back, and if you can get yourself outside. That is always helpful because nature naturally helps regulate us. So if you wanna be regulated more often, get out in nature more often. Put your face in the sunshine in the morning, right? Go put your feet on the grass, go for a walk, you know, on a trail or through the woods or on the beach.

[00:28:51] My goodness. Does that regulate us? So, so helpful. So I hope this episode is helpful for you. I hope it can help start, you know, this journey of healing your money triggers, because it makes all the difference, you know, money is. Something that we are gonna be in relationship with for the rest of our lives, and it’s something that we work with, deal with are with daily.

[00:29:22] So the more relaxed you can feel, the more calm you can feel around it. Oh my gosh. The better life you’re gonna have. ’cause no matter what, you will be in relationship with it. So let’s create a relationship that’s healed, that’s healthy, that’s relaxed, that’s calm, and that’s even abundant. It’s totally, totally possible.

[00:29:45] Alright, my friends, happy, healing. Happy regulating. Happy manifesting. I’ll see you next week.