10 Untraditional Habits that Made me a Multi-Millionaire

 Welcome to Money Manifestation and Business, the podcast that shows you how to use your energy, intention, and consciousness to reprogram your money mindset, unleash a new level of possibility, and create a life in business that lights you up. I’m your host, Jamie Berman, and I invite you to join me each week.

Week for a dose of inspiration, coaching, and teachings to help you rewrite your money story, create abundance on your terms, and grow your business in a way that’s fully aligned for you. This is gonna be so much fun. Let’s dive in.

  📍  📍 Welcome back to the podcast, my friends. I am so excited for the episode that I have in store for you today because I am gonna be pulling back the curtain on the mindset shifts and untraditional habits that I have stepped into over the past. Nine years that have made the biggest difference on my money mindset and that have allowed me to call in multiple millions of dollars and really has made me a multimillionaire, which is still kind of weird to say out loud.

There’s still a part of me that hasn’t totally. Sink into that identity. Right? I was talking to my coach about it and I’m like, it’s still kind of weird to say, but it’s true. So I’m so excited to talk to you about that. Today we’re gonna go through the 10 different things that have made the biggest difference, and it’s so wild because if it sounds a little bit different today, it’s because I am not in my normal podcasting studio.

So, as you’ve probably been listening to the to the podcast, you’ve been hearing about my move to Maui, and we are in the middle of it right now. So we are in the process of getting our LA house on the market, and that means we are gonna get staging done this Thursday. And that meant that I had to move my office downstairs.

They wanted to use what was my office and my podcast studio for a children’s bedroom. So they’re gonna be staging it as that. So we moved downstairs into what was our movie room, which is now completely empty, and it’s just. All white walls. We got it all repainted, so it looks very white if you are watching from YouTube, and I do apologize if you hear a bit of an echo because we have like no, um, padding, no carpet, anything like that that’s changing on Thursday.

Once we get As. Staged. But, uh, for now you’ll have to bear with me and I hope the information in here is worthy of a little bit of an echo. I really think it will be. But what I was wanting to mention is that, um, in the process of clearing out my old office, which wow, y’all like. I’m telling you, blast from the past reflection time, like looking back on how far I’ve come and what’s happened in the past nine years.

’cause we bought this house nine years ago and that upstairs room has been my office ever since. So I was going through all of my old stuff, my journals, workbooks, different things, and I found some old money mindset journals from nine years ago when I first. Started diving into this work and I saw that, um, I had had all these little papers from this money book club that I hosted, which I did back in the day, like whenever I first started this entrepreneurial journey with coaching.

I decided I wanted to work on my money mindset, so I hosted a money book club just to hold me accountable. And with that I saw all these different journaling prompts and this mindset work that I’ve done throughout the years on it. And wow, it’s just amazing to see that that goes so far. That inner work that you do will reflect in the outer.

So honestly, anything you want to manifest like. The key is doing the inner work around it because wow, if I could go from just nine years ago, having $30,000 in debt, having horrible credit because I didn’t wanna look at my money, I avoided money and I kept missing payments simply because I was avoidant and my credit score was.

Awful. And I was making like 7,000 maybe. Yeah. I think at, at that time of about $7,000 in my business a year. I mean, I had never made up until that point working, even whenever I was working for someone else, I had never made more than 30 K in a year, and. To get to the place now where I have created multimillions of dollars, like multiple millions of dollars, and created a business that has been very abundant and very sustainable and very enjoyable.

And it’s just amazing to see what that inner work reflects in the outer right. And so that’s what prompted and inspired this episode was. I just wanted to talk about the shifts that I’ve made as I reflected back on all that inner work that I did, and I wanted to talk about the 10 different things that I believe had the biggest difference and allowed me to shift things in such a massive way because talk about it before and after.

My goodness. And honestly, the truth is, if I can do this, anyone else who has this soul. Calling to work on your relationship with money to create more abundance. You can do it too. Like I just believe that deep in my soul, deep in my knowing that money and making money is a skill that anyone can learn, and that most of us has just learned about it in the wrong ways.

We think it takes, you know. Doing these crazy budgets and restricting our money and hustling and working lots of hours and working really hard. That’s what we tend to associate with money, but that is not what’s gonna create multimillions. That’ll create some money, but if you want to have a lot of abundance, it’s gonna be.

A lot of those internal shifts that makes the biggest difference. That is one a good, what’s gonna create the foundation of a millionaire mind. Um, so without further ado, let’s talk about it. Oh, one last thing. If you’re watching on YouTube, which by the way if you didn’t know my podcast is on YouTube, you can come follow me on Money Manifestation in Business on YouTube.

Um, we got Millie on my lap, so she. She’s just very confused with all these moving parts of the move. There’s no couch anymore in our house. Everything’s moved around. There’s boxes everywhere. She knows something’s going on, so she’s been very clingy and I said, okay, fine. Millie, you can sit on my lap while I’m podcasting.

I said, just be quiet. So if you hear her moan a little bit or snore, it’s just Millie. Okay, so without further ado, let’s talk about these 10 different untraditional habits and mindset hacks that have made me millions. Number one, I made wealth welcome and this is something I believe we must do so that we don’t.

Sabotage wealth so that we don’t sabotage money is we have to associate money with something positive. That’s what’s gonna allow us to have and hold it because on a subconscious level, if you believe money is wrong, money is. Evil. It’s for people who are greedy. It’s gonna make you a bad person. Or if you associate it with something heavy that you’re not gonna be able to handle, you will sabotage success.

You will sabotage money or you will make money, and then the minute you get it, you’ll let go of it because you’re not gonna feel comfortable being someone who’s wealthy, being someone that can hold it. So for me. I had to do the inner work to associate wealth and big money with something that is positive.

And I’ll tell you a couple of ways that I did that. Number one, I started looking for expanders of people who are wealthy, who do really good things in the world, who are not something that I would associate as greedy, right? So I looked for people who are kind, compassionate. Spiritual loving, soul-centered, but also rich.

And I saw that both of those things, all of those things can coexist. And I started looking at them as my examples of who I wanted to be, and I started learning that it is not money that makes you who you are. It can amplify who you are, but if you are a greedy person without money, you’ll probably be a greedy person with money.

’cause there’s lots of people who don’t have money who are greedy. Right. Greediness is just a characteristic. It’s not money that makes you that way. Right. Just like there’s kind, compassionate, soulful, generous, loving people. Without money and there’s that with money. So what I started to do was I started to say, well, if at my core, and I just continue cultivating the compassion, the kindness, the love, the soul centeredness coming back to myself, and I feel really rooted in that.

Who can I be with a lot of money. And I saw that I can actually do more good in the world with more money, right? So I started associating it with something that is positive, not something that is negative, and that has been. Something really powerful that’s allowed me to hold more money. To have more money.

And it’s like the minute I get it, I don’t just let it go because I associate it with something that is positive. So I made wealth welcome and that was one habit, one mindset shift that made all the different. The second one is I had a clear why. I had a reason that I wanted to cultivate wealth. I had a reason I wanted to work on my money mindset and create money, right?

And initially it was because I wanted to step into my power. I wanted to realize that I am a powerful creator and that I don’t have to real. Why on others to create what it is I want to create. And I wanted to see that it is possible for me and that I can do it in my own way. So that was my first why, especially back whenever, this was in 20, I think it was 16.

Yeah. 2016. When I, my husband and I, well actually we were just engaged at that point, but we wanted to move into a new house, which was this one, nine years ago. And we went to, um, get the loan for it, and they denied me. They said, if Jamie’s on this loan, you’re not gonna qualify for it because her credit’s really bad.

She’s not making enough income. Like it was like all these things. So it was like, well, it’s gonna be better if just you’re on it, Josh. I remember that moment hit me like a ton of bricks. I mean, I was bawling and I realized this is not who I want to be. This is not what I want for myself. And so I decided I was going to become a creator of money and I was going to learn how to.

Fix this. I was gonna get myself into a better financial place. So I had a strong why of why I wanted to do it. And that’s evolved over time. Right? Um, now my why really has to do with self-expression because I feel like I can do the things that my. Soul is called to do when I have money, right? When I have the money to do it.

I don’t ever wanna say I can’t do it because I can’t afford it. I can’t do it because, you know, money is tight. And so my why has to do with self-expression. It has to do with living out my highest soul calling and, um, being generous with money. There are certain things that I wanna give to and be able to share with others.

And so I had a strong why and I still have a strong why. And it has evolved, right? So having that can be helpful. Like why do you want money? Not just from an egoic place of like, I think I’m gonna be worthy once I make a million dollars, or I’m finally gonna see myself as successful when I do it. That kind of stuff doesn’t tend to work very well.

Egoic desires like they are empty, and even if you get it with an egoic desire, it’s gonna feel empty when you receive it. It’s not gonna feel quite right. So you wanna ask yourself from a heart-centered place, like what would I do with money? What kind of good in the world could I do with it? Why would I want it?

Maybe it’s something like, you want to support your children through college. Maybe it’s you wanna move somewhere and. Experience something and it takes money to do that. Maybe you have, um, something you wanna give back to, right? So come up with your reasons why you want to create it and what you wanna utilize it for.

Um, that’s gonna make a big difference. Now the third one is, this was a habit that I created and I. Still practice this habit, which is I celebrated every flow of money, meaning every time money would come in I would celebrate and I still celebrate even if I find like a dime on the ground. I literally am like.

Thank you universe. It is raining money. You are always coming to me. Look at how money comes finding me in the most miraculous ways. Thank you, thank you, thank you. And I really just do this quick little gratitude, intention. If I see some, a payment coming through in Stripe, I say thank you internally. It’s an internal celebration that happens and I do this with.

All money. So in the past, I used to only think that money was worthy of celebrating if I earned it, meaning if I worked really hard for it or if it came through my business, if it was something that was directly correlated with the output that I put out into the world. Well, that is something that I shifted and I will tell you what this shift has made me millions of dollars.

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 Now I celebrate all money, and I especially love to celebrate money that comes through with ease, meaning if I had an investment that ended up multiplying, I love to celebrate that. If I, for example, selling homes right? Um, if I sell the home and abundance comes through that, I celebrate if my husband gets an unexpected check or an expected check, right?

I celebrate that. We love to co-create with each other, and that’s how we see ourselves in relationship is when he receives abundance. I receive abundance. When I receive abundance, he received abundance. Because we are in this together, so it’s super fun. We see it as a co-creation, and I get to celebrate every time that my husband receives money because.

We see it as something that we’re receiving together, and we celebrate that just as much as I would celebrate if I got a new client or something like that. So celebrating it. All right, the gifts, the refunds, the, oh my gosh, I didn’t realize I wasn’t gonna have to pay anything for my taxes, or I got a tax refund.

Anything, any kind of inflow, I highly recommend you celebrate because I’m telling you. What you appreciate appreciates. Lynn Twist taught me this. I did an episode a couple of episodes back on some of my favorite money books and, um, the Soul of Money is one of my favorites, and she is the one who quotes that What you appreciate appreciates.

And once I learned that, that’s when I started appreciating all in flow, whether it’s a gift, whether it comes in with ease. Doesn’t matter. I celebrate it all, and I really truly believe that is why my net worth has multiplied by so much. I love celebrating it all. No money is more worthy than others.

Right. Okay. Another one that really made all the differences, I stopped chasing money. Right. This is a habit that I have cultivated where I no longer chase money because nothing chased. But Right. Look what happens when you’re chasing something, right? Think of a dog that you’re running after and you’re chasing.

What does it do? It runs away. It’s not gonna come towards you. If you’re chasing something, it’s gonna run further away. So if you want to receive more money, you have to open your palms, open your hands. Let yourself receive it. Stop striving so hard. Stop. Trying, trying, trying, trying. Because that energy does not create the most wealth.

And I will tell you that firsthand because I have done it both ways. For much of my life, most of my life, I was in this striving, trying, hustling, working really hard, grinding, and yes, you can make some money from that, but you can’t create true wealth from that place. So you really have to separate.

Effort from money. And the reason we put effort out into the world or we give value or we share is because we are supposed to do that as humans. That is what lights us up. We are here to express, we are here to give, we are here to share. And yes, the more you do that, the more you will receive. Receive, but it’s really helpful to separate it and do that without attachment and open yourself up to receiving more.

Right? That will make all the difference. So again, stop chasing money because what is being chased does not like to come towards you. All right, the fifth one. This one’s huge. This one I think. May be the shift that made the biggest difference in my life is I rewrote my money stories, and that’s what I saw when I looked back over these past nine years that all of my journals and my past money journal, it was diving deep into my mindset around money and my consciousness, and it was the willingness to look at it and to question it and say.

Is this in alignment with what I like? Is this a with in alignment with my highest self? Because thoughts become things, what we believe we end up creating. So if we think money is not for someone like me, or it’s a lot of work to make money, or it’s hard to make money in business, we will literally create that for ourselves.

So we have to be willing to look at what is. That, like get in there, look at what’s in your mind, in your subconscious, and start to just look at it with curiosity, right? Observe it, and from that place of observing, that’s when you are separated from it. You’re no longer with it, and you can decide on purpose.

Do I wanna keep this way of thinking? Do I wanna hold onto this for the rest of my life or do I wanna shift it and create a new way? And in my program, the Money Manifestation Movement, we have an entire module. On doing a money mindset audit, and that makes all the difference When you are willing to actually look at it and answer those questions, it will be really revealing.

And yes, it might be a little uncomfortable when you first start, but it is the key to more abundance because you cannot create wealth while thinking. Thoughts that are not in alignment with wealth, with that are not in the frequency of wealth. So I have done money mindset work consistently for nine years.

I did it pretty heavily for about two years, and that’s when a huge shift happened. But I will tell you what I really believe that was one of the main keys to all of this. Manifestation of wealth that has happened over these nine years. Um, and that’s the work that I love to do as a coach is to help support other people with that.

And because I have gone on that journey, I can spot those beliefs in a second. Okay. The sixth habit that I leaned into was I invested in my mindset before I felt ready, or let’s just say I invested, period. Before I felt ready, right? I would invest in my mindset. I invested in investments. I initially, before I had money, my main thing that I invested in was my mindset, because that’s what create started to actually create the wealth.

Once I started doing the internal work, it started reflecting, right, and then as I started creating wealth, I actually invested in other things such as real estate, such as. You know, my, uh, retirement account and, um, different things, right? And so I would do it before I felt ready. And that is key because a lot of times you’re not going to feel ready.

Your brain is gonna give you all the reasons just to stay as is, stay safe, stay in the cave. But guess what? Our brain is wired to survive. Our brain is not wired to thrive, so our brain will scare us into staying exactly as we are. That is why I always say courage is the key to manifesting, because you’ve gotta take the leap before you feel fully ready.

So when I hired my first money coach, I had no money. This was back when I was deep in the debt, deep in scarcity and all of the things not making money in my business, or not making very much money in my business, and I didn’t have the money to pay for it, but I knew it was necessary. So I literally took my car to CarMax, sold my car for $8,000, and I paid for my coach with that cash.

Best investment ever, right? So I found a way to make it happen and it changed everything for me. So I would say that is a hundred percent something that I attribute to what I have created, and I’m so grateful for my past self for. Believing in herself, right? She had to believe in herself to do something like that.

And I’ve done that a number of times. Whether that was investing in different certifications or different things that felt right for me. Um, yeah, the investments have paid off heavily, whether that was a mindset investment or, um, other, you know, financial investments that I made. Okay. Number seven, to create wealth, I use the three bucket method, which is a very intuitive method to building wealth.

And I didn’t actually even consciously know this is what I was doing, but as I was working with my coach, he was like, oh, it sounds like you use this approach with money. And she reflected that with me and I was like, yes, this is actually exactly how I do it. ’cause I’m not someone who has a. Strict budget.

I do. Um, I do look at my money, right? I don’t avoid it. I’m looking at it, I’m conscious of it, but I’m not super strict with it. Um, I don’t do anything that is super tedious, but I do intuitively follow the three bucket method, which is having a portion of money that is for circulation, meaning it is for bend.

Some of our money we are meant to spend. Circulating is a positive thing. We must circulate money to keep the flow going. So I circulate a certain amount of money. I have a certain amount of money, is the second bucket is an amount that I like to keep, right? Whether you call that savings or keep it in like a high yield savings account, I like to keep a certain portion of my money.

In a high yield savings account. So that’s what I call having, right? That’s the other bucket. And as an entrepreneur, I like to keep that in reserves. That way if I want to take a break or if I intuitively feel like there’s a time where I wanna shift or I wanna slow things down or whatever, I have a reserve and the.

Important thing with that is to decide on purpose what you want in there. I think a lot of people say, I don’t have any money. I don’t keep money in my, like, I don’t wanna call it savings, but high yield savings or I don’t have any money. And the key is to decide that you want it and decide how much you want in there, and then from there, work towards it little by little.

And that is exactly what I did. So I have a. Certain amount of having money, and that’s in a high yield savings or money market. Um, and then I have a portion, the third bucket is the money that I’m multiplying, and that is money that I put in investments. So again, early on, the investments that I made were in my mind, in my consciousness, um, in the inner works.

So I invested in coaches, I invested in certifications. Things that allowed me to do inner work, retreats, things like that. Books, that’s a huge one. Like I saw that as something that was multiplying my wealth. Right. And then since. Doing that, I still invest in that, but now that I have more overflow, I invest in the other things now.

And so there’s always those three buckets that I’m conscious of is the circulation, the having, and the multiplying. And I usually decide how much do I want to have circulating? How much do I want to have for having, and how much do I want to put towards multiplying? And I know like in the beginning, um, a lot of times it feels like all you’re doing is circulating, but you can really start small, decide that with every bit of money that you make, you put 1% of that towards having, and then put 1% of that towards multiplying.

Right? And that can make all the difference. Okay. Number eight. In terms of mindset shifts and habits is I normalized big money. This is huge. In fact, in the money manifestation movement, we spend an entire month, the month of August. On normalizing big money and really stepping into the identity of being someone who is an energetic match to big money like you and big money.

Yeah, for sure. I had to do this work too in order to get to the place that I’m in now. So I would go to places like Beverly Hills and I would go to Rodeo Drive and I would literally sit at this Starbucks there and I would look at the wealth and I would say, I belong here. I belong here. Okay? This might not be my circumstance right now.

I may not have the same money that they have, but I belong here. This is normal. What if this is normal? I’d go in Saks Fifth Avenue and just like Window Shop, but I would look at things and say, what if I could buy this one day? Like this is gonna be normal for me. This is normal. I belong here. And I would just get myself into the energetic state and talk to the people that work there and things like that of like, this is me.

I’m a match for this. Right? Um. So I just started normalizing big money and it is helpful when you learn from people who have big money surround yourself. With people that have big money, or even just learn from the mindset of someone who has big money. Right? So that’s why I’m always studying people who have a lot of money because I’m like, I wanna normalize that mindset for myself.

So I’ve read lots of books on that as well, and that became a conscious. Um, habit of mine to normalize it and to remind myself that I belong there. That I, even though those weren’t my circumstances at the time, in fact my circumstances were far from it, I just decided I belong. I’d drive around in neighborhoods that I liked and I’d be like, oh, I could buy this house one day.

This is normal. This is gonna be me. This is gonna be my neighborhood. Right? And then eventually it became the truth. Okay. Ninth habit is, this is a biggie. I followed my intuition. I swear your intuition is going to be your biggest money maker. I think this is what so many people don’t realize. We think that we need to rely on outside experts and that there’s another way of doing things and that it’s outside of us.

But honestly. Your intuition is going to be your biggest money maker, especially when you do this inner work around money and you clean up any of the thoughts that tell you you can’t have it. And when you start seeing money as a positive thing, your intuition, intuition will start guiding you. So that has been my biggest moneymaker is just.

Following the nudges intuitively deciding when I’m ready to sell a home. For example, um, the house that I sold, um, the last house I, I had had a, uh, house in Venice Beach. And when I just knew it was right to sell it at that time, and we sold the house, made a million dollars on that house. And I will tell you what.

That house has not gone up in value in years since then. It has not gone up at all, right in the area that we ended up moving to. It went up by tons of money. So I’ve always followed my intuition and these nudges. I. And it’s paid off. And I also believe that not every single thing is gonna pay off, but it’s all going to even out, right?

So other intuitive nudges that I’ve had, maybe haven’t had the same payoff, but I always think that. Overall, I come out ahead, so I’m always following the nudges and the instincts because it has paid off for me for the most part. All right. The 10th one is I access the quantum field, and I know this sounds woo, but y’all are with me if you’re listening to this podcast, but I swear through meditation mindset, worked, connecting.

With the version of me who is wildly abundant, that has made all the difference. It’s not always looking at current circumstances to dictate what I believe, to dictate who I am, to dictate who I’m becoming. I started accessing my future self in the quantum field and started getting advice from her. I started.

Seeing that version of me knowing that was what was happening and it made all the difference. So meditation, coming back to yourself, getting grounded in source makes all the difference. So those are my 10 different mindset hacks and. Untraditional habits that have allowed me to create multimillions of dollars, and I’m excited for you to dive into this because I will say it again.

Making money is a skill that anyone can learn. I. It’s just probably gonna be done in a way that is non-traditional and by leaning into this inner work first and creating a foundation for the wealthiest version of you. All right. I hope you enjoyed this episode and I am so excited for you to call in more wealth because why not? Alright, I will see you next week on our next episode.

 Hey, thanks for listening. I hope this episode is something that you’ll be able to add to your manifestation toolbox to come back to when you need a little extra motivation. If you like what you’ve heard today and wanna to it deeper, you’ve gotta come check out my signature coaching program, the Money Manifestation Movement.

It’s the place where you’ll not only learn manifestation, but you’ll begin to live it alongside me and an amazing. Community of like-minded entrepreneurs doing this work together. Head on over to jamie berman.com to learn more.